First Northern Bank

VISION

To be the most admired financial services provider so more and more people will be saying, “First Northern, that’s my bank!”

MISSION

To remain an independent financial services provider, we will continuously increase shareholder value by employing the very best people who exceed customer expectations and serve our community.

VALUES

People First – Absolute Integrity – Zest for Excellence

PURPOSE

We are here to build long-lasting relationships where we can address specific financial needs on a personalized basis, provide opportunities for our employees, and be committed and passionate about making a difference in our communities.

Your Locally Owned Community Bank

A Dedication to Remaining Independent – In 1996, the Board of Directors adopted a Policy of Independence Opens a New Window.  to share with our customers, communities and stockholders our intention of remaining independent. First Northern Bank was established in 1910 and has remained faithful to its roots as an institution formed to address specific personalized needs. First Northern Bank continues to serve such needs with a strong commitment to superior personal service and commitment to support and reinvest in each of the communities the Bank serves. The Bank is a full service community bank serving the business, professional, personal, and real estate requirements of the people in Solano, Yolo, Sacramento, and Placer counties, with a reach into neighboring El Dorado and Contra Costa counties.

The Bank opened for business on February 1, 1910. Its corporate offices and main branch are in Dixon, Solano County. The Bank has 10 full service branches located in Dixon, Winters, Roseville, Auburn, Davis, West Sacramento, Sacramento, Vacaville, Fairfield, and Woodland.

First Northern Bank has Real Estate Mortgage Loan Office in Davis, and an Asset Management & Trust Department in Sacramento.

The Investment & Brokerage Services Department is located in Davis, with an additional office in Auburn.

First Northern offers a wide range of SBA, real estate, commercial, agribusiness and consumer loans, as well as a full array of non-FDIC insured investment and brokerage products and services.

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195 N.First St.
Dixon, CA 95620 

(707)678-4422

Travis Credit Union

Travis Credit Union was founded in 1951 by military and civilian workers at Travis Air Force Base in Fairfield, CA. We’re part of a movement that began back in the 1930s and we’re proud to help make a financial difference in the lives of our members.

History of the Credit Union Movement

During the Great Depression of the 1930s, as citizens migrated in search of work, urgency grew to design and implement new financial solutions to get the nation back on its feet. In 1934, the Federal Credit Union Act became law under President Franklin D. Roosevelt. This new law created extraordinary options for people with similar employment to pool their relatively scarce resources for the greater good.

The building blocks of a better quality of life, then as now, were home ownership, automobiles, home furnishings, the means to manage emergencies and some level of planned leisure and financial predictability throughout the working years and retirement. Self-determined financing through shares in a credit union was fresh mortar for erecting a new economy during and after the hardships of the Depression.

Taxation

Credit unions do pay taxes — payroll taxes, sales taxes and property taxes. Congress exempts credit unions from federal income taxes. The exemption was established in 1937, affirmed by statute in 1951, and re-affirmed in 1998 by H.R. 1151, the Credit Union Membership Access Act. This act states credit unions, unlike many other participants in the financial services market, are exempt from federal and most state taxes because credit unions are member-owned, democratically operated, not-for-profit organizations generally managed by volunteer boards of directors and because they have the specified mission of meeting the credit and savings needs of consumers, especially people of modest means.

Ownership

Credit unions are economic democracies. Each credit union member has equal ownership and one vote — regardless of how much money the member has on deposit. At a credit union, every customer is both a member and an owner.

Social Purpose

Credit unions exist to help people, not to make a profit. Our goal is to serve all members well, including those of modest means. Every member counts. Our members are fiercely loyal for this reason. They know we will be there for them in bad times, as well as good. This same people-first philosophy causes credit unions and credit union employees to get involved in community and charitable activities and other worthwhile causes.

Categories: Bank

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1470 Ary Lane

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